How do I invest?
Go to Investments, choose from treasury bills, mutual funds, or fixed deposits. Enter the amount, review the expected returns, and confirm. You'll rec...
Last updated August 5, 2026
Cashmatrix offers several investment options to grow your money.
Investment options
Treasury Bills
- Minimum investment: ₦10,000
- Duration: 91, 182, or 364 days
- Expected return: 10–15% p.a.
- Risk level: Very low (government-backed)
Mutual Funds
- Minimum investment: ₦5,000
- Duration: Flexible (open-ended)
- Expected return: 8–20% p.a.
- Risk level: Low to medium
Fixed Deposits
- Minimum investment: ₦50,000
- Duration: 30, 60, 90, 180, or 365 days
- Expected return: 12–16% p.a.
- Risk level: Low
How to invest
- Open the app and go to Investments.
- Choose an investment option.
- Enter the amount you want to invest.
- Review the expected returns and terms.
- Confirm with your PIN.
What happens next
- Your investment is processed within 24 hours.
- You'll receive confirmation via push notification.
- You can track performance in Investments > Portfolio.
- At maturity, funds are returned to your wallet automatically.
Tip: Diversify your investments across different options to balance risk and returns.
Need a hand? Email hello@cashmatrix.ng.