What banks are supported?
We partner with major Nigerian banks including GTBank, Access Bank, Zenith Bank, and UBA. Virtual accounts work across all banks via NIP....
Last updated August 5, 2026
Virtual accounts work with all major Nigerian banks.
Supported banks
- GTBank (Guaranty Trust Bank)
- Access Bank
- Zenith Bank
- United Bank for Africa (UBA)
- First Bank of Nigeria
- Ecobank Nigeria
- Fidelity Bank
- Polaris Bank
- Stanbic IBTC Bank
- Union Bank
- Wema Bank
- Sterling Bank
How it works
- Virtual accounts are powered by NIBSS Instant Payment (NIP).
- Customers can pay from any Nigerian bank.
- Payments arrive instantly or within 1–5 minutes.
Receiving payments
- Share your virtual account number with the customer.
- The customer logs into their bank app.
- They transfer to your virtual account number.
- You receive an instant notification.
- Funds are credited to your wallet.
Tip: Virtual accounts work across all banks — you don't need separate accounts for each bank.
Need a hand? Email hello@cashmatrix.ng.